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   Travelling Overseas ? 
Whether you travel for business or pleasure, international travel involves risk.  Medical treatment abroad can be expensive & one never knows, when one would require it.  Having to spend for medical bills in foreign currency can be an expensive proposition.  There are other difficult situations also, that one might face like loss of passport or baggage.  Bajaj Allianz’s Travel Companion is specially designed to help you  deal with such situations while overseas travel.

What does this Policy cover  ?
Personal Accident – covers death and permanent disablement.
Medical Expenses and Representation – covers hospitalization expenses for accident or illness, including
  medical evacuation wherever necessary.
Loss of checked baggage – covers total and complete loss of baggage checked in by an international airline.
Delay of checked baggage – covers cost of emergency purchase of replacement items.
Loss of Passport – covers reasonable and necessary expenses to obtain a duplicate passport or a valid
  travel document
.
Personal Liability – covers legal liability attaching a private capacity during the course of overseas travel.
Cash Less Service – Direct settlement for in-hospital medical expenses abroad.  (Subject to policy terms and
  conditions and sub limits)
Hospitalization Allowance – cover daily allowance maximum upto $ 150.  Applicable only for Corporate
  Frequent Traveller Policy holders
.
Golf Hole-in-one : Reimbursement  expenses incurred in celebration of achieving a hole-in-sole by the
  insured during the trip, anywhere in the    world excluding India, in a United State Golfer’s Association
  (USGA) recognized golf course
.
Emergency Cash Advance : This is an assistance service when the insured person requires emergency cash
  following incidents like theft / burglary  of luggage / money or hold up.  The service provider shall co-ordinate
  with the insured person’s relatives in India to provide emergency cash assistance to the insured person as
  per his requirement, upto limit specified in the policy schedule
.
  We have various plans/packages to choose from like Travel Care, Travel Secure, Travel Value, Travel Family
  & Travel Age. 

  Exclusion
Policy does not cover pre-existing diseases & complications arising from them.
Routine physical or other examination where there no objective indication of impairment of normal health.
Medical expenses beyond the expiry of the Policy Period.
Suicide, attempted suicide or or willfully self inflicted injury or illness, mental disorder anxiety, stress of
  depression, venereal disease, alcoholism, drunkenness by abuse of drugs, HIV, AIDS.
Manual work or hazardous occupation, self exposure to needless peril (except in an attempt to save human
  life), or if engaging in any criminal or illegal act.
Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of an of the foregoing.
Loss or damage to the insured’s passport as a result of the confiscation or detention by customer’s, policy
  or any other authority.
Loss which is not reported to the appropriate police authority within 24 hours of the discovery of the loss,
  and in respect of which an official report has not been obtained.
Loss caused by the Insured’s failure to take reasonable steps to guard against the loss of the passport.

Medical Expenses Include
Accident & Sickness Medical Expenses (Hospitalisation & Out Patient).
Emergency Evacuation.
Repatriation of remains.
Study companion for students travelling for studies
  This is exclusively for students traveling abroad for studies.  The Policy covers  reimbursement cost of : 
1. Tution Fees
  In the event of the insured unable to continue the school  semester due to any of the following reasons
  arising during the policy period, the Company   shall reimburse the tuition fee paid for the current semester
  schedule :
 
  a. Serious medical condition of the insured requiring hospitalization covered under the policy. 
  b.  Death or serious injury requiring hospitalization of either of the parents of the insured
2. School Fees due to accident to sponsor
  In the event of the sponsor mentioned in the policy meeting with an accident during the policy which results
  in his death or permanent total disability during   the policy period the Company shall reimburse the 
  remaining school fee
3. Family Members visit
  In the event of the insured become hospitalized as a result of an accidental injury or sickness covered under
  the policy and the attending physician advises   the necessary attendance of a Family Member of the
  Insured, the Company will reimburse the travel cost for the visit.  For this purpose, family member   shall
  mean spouse, parent, sibling and in laws
  For Prices Download the Prices.pdf 
   (you need Acrobat Reader to view this file, to get Acrobat Reader Click here)
For any other insurance related query please write to us at enquiries@clippertourism.com 
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the relevant authorities. Clipper Tourism cannot accept any responsibility for any loss or inconvenience to
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